Own your home with financing that fits your income
We compare real-estate financing offers across accredited banks, recommend the option that fits your income and obligations, then stay with you until signing.
Full comparison
We lay out the real-estate financing options available for your case across accredited banks, in clear numbers.
Clear eligibility
We assess your position before you apply, so you never waste time on the wrong application.
Guided to signing
We follow your application with the bank step by step, from submission to contract.
Murabaha vs. Ijara contracts
Real-estate financing comes in two main contract types (Murabaha and Ijara), and the choice between them is yours. Here is how they differ:
Property ownership
Under Murabaha the property is registered in your name and pledged to the bank until installments are paid. Under Ijara (lease-to-own) it stays in the financier's name until the term ends, then transfers to you.
Property guarantee
Under Murabaha you bear the property guarantee once you receive it. Under Ijara the bank bears it throughout the lease, until you take ownership.
Rate stability
Under Murabaha the price is fixed and cannot change after signing, as it is a fixed debt. Under Ijara the rent may be variable and adjustable by mutual agreement.
Waiver on disability or death
In both, heirs are exempted from repayment and the property transfers to them.
Who is this for?
Anyone planning to buy a home in Saudi Arabia (a first house or a new property) who wants to approach the right bank the first time.
Discover, match, finance
Discover
Tell us your goal, income, and obligations in a short conversation.
Match
We compare accredited banks' offers and recommend the best fit for your case.
Finance
We stay with you to approval and contract signing, step by step.
Start your inquiry on this track
A short conversation is enough for us to understand your case and recommend your next step.