– We offer the best mortgage deals with competitive rates and simplified procedures, guided by our team of specialists. Access the financial liquidity you need by mortgaging your property. A mortgage provides a solution for property owners seeking funds, offering financing secured by an installment sale of the client’s property. We offer several types of mortgages to meet your needs:

– Fixed-Rate Mortgage: Ideal for clients who prefer predictable payments, our fixed-rate mortgage ensures consistent monthly installments throughout the loan term. Your interest rate remains unchanged, regardless of fluctuations in the prime rate set by the Saudi Central Bank (SAMA) or the US Federal Reserve. This stability provides peace of mind and enables confident financial planning.

– Variable-Rate Mortgage: For those seeking flexibility, our variable-rate mortgage adjusts payments based on current interest rates. While this option can result in savings when rates are low, it’s important to consider the possibility of higher payments if rates rise.

In both cases, clients are protected in the event of disability or death (God forbid). Any remaining payments will be waived, and property ownership will be transferred to the heirs.